One Platform. Two Solutions. Zero Execution Risk.
CastleSquare uniquely combines Fannie/Freddie origination with the ability to serve as a warm body guarantor, offering borrowers seamless execution and credit enhancement through one trusted platform.
Permanent Financing
CastleSquare originates Fannie Mae and Freddie Mac loans as a correspondent partner to one of the top DUS lender teams in the country. Through this platform, we provide developers, sponsors, and owner-operators with access to competitive permanent financing solutions on stabilized or near-stabilized assets.
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What sets us apart: our ability to sign on agency loans for our borrowers as sole or co-guarantor when faced with net worth or liquidity shortfalls. This integrated approach, combining leading debt execution with institutional-grade discretionary credit enhancement, helps clients close confidently, even in today’s conservative lending environment.
Program
An Industry Leading Agency Debt + Warm Body Guarantor Package
CastleSquare offers direct access to one of the top Fannie Mae and Freddie Mac DUS lender teams through our correspondent partnership, providing competitive agency debt with speed and precision. For borrowers needing credit support, we can step in as guarantor to meet balance sheet requirements leveraging a fully discretionary credit enhancement fund. Our tailored structures, from fixed to floating with various buy down and prepayment structures are executed timely and aligned with your business plan.
Criteria
Asset Class
Multifamily
Timeline
Standard Agency Timing
Loan Size
$10M-$300M
Geography
Nationwide
Strategy
Acquisitions and Refis
Guarantor Support
Available As-Needed
Our Investment Process
CastleSquare’s success is a result of its core business model, which drives industry leading returns.
1. SUBMIT REQUEST
Share the T-12, RR, Delinquency Report, Underwriting Model, OM, and Sponsor Overview.
2. CREDIT ENHANCEMENT REVIEW (IF APPLICABLE)
If required, we evaluate the sponsor’s balance sheet and SREO to determine our interest signing as a guarantor.
3. SOFT TERMS & FORMAL LOAN APPLICATION
We coordinate directly with our DUS partner to issue soft quotes, followed by formal terms from the agencies.
4. FINALZING CREDIT ENHANCEMENT PARTNERSHIP
We finalize a partnership agreement to be ready to sign as sole or co-guarantor when our loan is ready to close.
5. DUE DILIGENCE
Due diligence for our credit enhancement fund will occur alongside the perm loan’s for both cost and time savings.
6. CLOSING
We sign guarantees, if applicable, and deliver a seamless perm loan execution for our borrowers.
