Warm Body Guarantor for Large Commercial Real Estate Loans
At CastleSquare, we help sponsors unlock financing through a discretionary credit enhancement fund, providing a high-liquidity guarantor that satisfies customary lender requirements. Whether for ground-up construction, recapitalizations, or acquisitions, we step in when capital is ready but personal financial strength is holding you back.
Credit Enhancement for Commercial Real Estate
CastleSquare provides a powerful credit enhancement solution for real estate sponsors who need to meet liquidity requirements to secure senior financing. Our platform offers access to 8-figures of liquidity via a discretionary fund designed to serve as sole or co-guarantors on qualified transactions nationwide. From ground-up developments to complex recapitalizations, we move quickly and discreetly to keep your deal on track.
Strategy
We Sign on Loans and Partnership Agreements Where Sponsors Fall Short, So Deals Don’t Stall
Our program was designed to solve a key capital markets bottleneck: qualified sponsors with great deals but insufficient guarantor strength. We strategically partner with real estate sponsors to serve as warm-body guarantors on non-recourse loans sized between $10MM and $200MM, offering credit strength where it matters most, at closing.
Criteria
Asset Class
Real Estate Agnostic
Timeline
~14 Days
Loan Sizes
$10M-$200M
Geography
Nationwide
Use Cases
Business Plan Agnostic
Structure
Sole or Co-Guarantor
Our Investment Process
CastleSquare’s success is a result of its core business model, which drives industry leading returns.
1. DEAL SUBMISSION
We welcome guarantor requests from sponsors, lenders, capital brokers, and other third parties.
2. INITIAL REVIEW
Our initial review is high level and looks at business plan, underwriting, senior loan terms, and sponsor SREO.
3. UNDERWRITING
Our investment team then runs a more detailed financial analysis with conservative assumptions and stress tests.
4. TERM SHEET
If we would like to proceed, CastleSquare will issue a Term Sheet outlining elements such as fees & governance.
5. DUE DILIGENCE
Prior to closing, our team undergoes a thorough diligence process.
6. CLOSING
We finalize the partnership agreement, assist with loan doc negotiations, then sign as a guarantor for closing.
